Resources

Empowering Borrowers, One Resource at a Time

Our commitment to empowering borrowers goes beyond providing loans. We believe that informed borrowers make the best financial decisions. Dive into our Loan Resources to unlock a wealth of knowledge and insights.

Online Classes

Education is the key to successful homeownership. Our online classes are designed to empower you with knowledge about the home buying process, mortgages, and financial planning. Whether you're a first-time buyer or looking to refine your understanding of real estate finance, our classes offer valuable insights.



These classes are accessible at your convenience, allowing you to learn at your own pace. We believe that the more informed you are, the better equipped you'll be to make wise financial decisions in Westminster's real estate market.

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Real Estate Financial Planning

Planning your real estate finances is essential for a secure future. Our Real Estate Finance Planning (REFP) expertise will provide you with the tools and guidance needed to navigate the financial aspects of homeownership.


From budgeting and saving strategies to understanding loan terms and mortgage rates, REFP equips you with the financial literacy required to make informed choices. Your financial success is our top priority - just begin by filling out our questionnaire!

Start Planning

Corporate Care

Are you a corporation looking to support your employees' homeownership goals? Luminate Home Loans in Westminster offers Corporate Care services tailored to meet your organization's needs. We understand that providing homeownership support can be a valuable employee benefit, contributing to their overall well-being.


Our team will work closely with your organization to create a customized plan that aligns with your corporate objectives. We'll assist your employees in their homeownership journey, providing them with valuable resources and guidance. Corporate Care is a win-win for both your organization and your employees in Westminster. Here's some of what you'll experience when working with us:


  • Exclusive Discounts up to $7,500 on purchase transactions and $2,500 on refinance transactions
  • Lightspeed Guarantee, A $15,000 guarantee to the seller that you will close on time 
  • Wish Program offering $29,000 in forgivable down payment assistance
  • Power Buyer Program
  • Radiant Savings offer 4.59% APY
  • Brighter Checking offering 2.02% APY
  • Free Access to Illumine Benefit Hub
  • Complimentary Real Estate Financing Planning Consultation
  • Cancellation Guarantee
  • Interest Rate Protection
Learn More
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