Jumbo Loans

Discover Jumbo Loans: Your Key to Luxury Real Estate

Are you eyeing that dream home in Westminster, Colorado that falls outside the conventional mortgage limits set by Fannie Mae and Freddie Mac? Look no further. At Luminate Home Loans, we understand that your dream home might come with a jumbo price tag, and that's where our specialized Jumbo Loan program comes into play.

What Are Jumbo Loans?

Jumbo loans are tailored mortgage solutions designed to finance properties that exceed the federal mortgage limits. Unlike traditional mortgages, jumbo loans offer the flexibility and financial support you need to acquire a high-value property. The Westminster, Colorado Team at Luminate Home Loans specializes in providing you with the keys to your dream home, no matter its size or cost.

READY TO GET STARTED OR HAVE QUESTIONS?

Make your dream home a reality today with Luminate Home Loans' Jumbo Loan program in Westminster, Colorado!


Benefits of Our Jumbo Loan Program

High Financing,
Low Down Payment

One of the most significant advantages of our Jumbo Loan program is that we offer up to 90% financing with as little as a 10% down payment. Say goodbye to the burdensome private mortgage insurance (PMI) that often accompanies smaller down payments. Our program empowers you to preserve your financial flexibility while acquiring your dream home.

Flexible Terms

We understand that every homeowner has unique financial goals. That's why we offer a range of flexible terms to suit your needs. Whether you prefer the stability of a 30-year fixed-rate mortgage, the accelerated payoff of a 15-year fixed-rate mortgage, or the initial lower payments of a 20-year fixed-rate mortgage, we have the right program for you.

Tailored Payment Options

Our Jumbo Loan program goes beyond traditional offerings. We provide interest-only and adjustable-rate mortgage (ARM) programs, allowing you to choose the payment structure that aligns with your financial strategy. These options provide you with greater control over your finances, especially if you expect changes in your income or interest rates.

Relocation-Friendly

Are you relocating to Westminster, Colorado, and need to secure your dream home quickly? Our Jumbo Loan program offers the flexibility of considering projected income with a signed job offer or contract, provided the start date is within 60 days of closing. This feature is particularly beneficial for relocation clients, making your transition smoother and more stress-free.

Your dream home is within reach.


Don't let federal mortgage limits stand in your way. Contact the Westminster, Colorado Team at Luminate Home Loans today, and let us help you unlock the doors to your dream home with our Jumbo Loan program. We're here to turn your homeownership dreams into a reality.

Greg Selters

Branch Manager

Share by: