Transforming Entrepreneurial Dreams into Homeownership Realities
If you've been worried that your tax deductions are too significant to qualify for a mortgage, we have the perfect solution for you. Our Self-Employed/Bank-Statement Loan Options are designed to make your path to homeownership smoother and more accessible.
Tailored Solutions for the Self-Employed
We recognize that traditional income verification methods don't always reflect the true earning potential of self-employed individuals. That's why we've developed loan options that use your bank statements to determine your income, helping you qualify for your dream home.
LET US HELP!
Contact us to explore how self-employed individuals and 1099 borrowers can qualify for a mortgage!
Key Features of Our Self-Employed/Bank-Statement Loans
Generous Loan Amounts
Secure financing up to $4 million, catering to a wide range of home buying needs and investment goals.
High Loan-to-Value Ratios
Benefit from up to 90% max LTV, offering you more purchasing power with less upfront capital.
Flexible Credit Requirements
With a minimum credit score requirement of 600, our loans are accessible to a broader range of borrowers.
Designed for Self-Employed & 1099 Borrowers
Our loans cater specifically to the financial profiles of self-employed individuals and 1099 contractors.
Simplified Documentation
Avoid the complexity of traditional loan documentation with no 4506T, no K1s, and no Profit & Loss Statements needed.
No Mortgage Insurance (MI)
Experience lower monthly payments as our loan options do not require mortgage insurance.
Are you a self-employed individual or a 1099 borrower looking to buy a home in Colorado or beyond?
Luminate Home Loans is here to turn your homeownership aspirations into reality. Contact us today to learn more about our Self-Employed/Bank-Statement Loan options and how we can assist you in securing your dream home.
Let’s Talk
Ready to embark on your path to homeownership with the Luminate Home Loans Westminster, Colorado Team? Let's get started! Contact us today and discover a world of possibilities for your new home.
